As an owner of a small insurance agency located in the San Francisco Bay area. One of the things that I always look for is how to work smarter and not harder. It's hard to hire people, it's hard to retain talent. And so we use systems and tools that make our work day more efficient and effective. I have to say that EZYAGENT has been one of the most useful tools that we've implemented into our agency operations. Specifically for me as a broker of insurance, I have to send out Accord applications, keep track of payments and there's a lot of business that happens outside of the direct writer market. So EZYAGENT for me has been the easiest tool to implement with my team and very user friendly. I love using EZYAGENT and any agent that is a broker out there should be using it too. Thanks.