Speaker: KENNETH GEORGE WICHMAN, ceo, Liberty Capital Services
Please tell us a little bit about your business.
KENNETH GEORGE WICHMAN: Hi, this is Ken Wickman, CEO of Liberty Capital Services in Columbus, Ohio, headquartered here for the last 20 years serving customers not only in Ohio, but in California and Florida, we help customers purchase the first home or refinance their existing home. We're a multicultural Multilingual company that has been successful in a niche product market. Uh providing high end customers with advice as well as first time home buyers and lower income individuals. Experian Business has helped me with mitigating issues with my credit things that were in the credit that I didn't even know about. And uh those issues would, would have caused problems in the future. And by having experience, I was able to find those issues. Some were small liens that were attached because of uh missing state filings, commercial activity tax that at the time I didn't even know I had to do. I thought somebody else did it for me. So um in that sense, it's been very helpful. It also helps me to see what everybody out there sees. It's helped me secure better rates, better interest rates on my business loans and it has allowed me to expand and to stay in business for 20 years.
What problem did Experian help you to solve?
KENNETH GEORGE WICHMAN: Experian Business helped me mitigate uh issues that I had in my credit, resolve those issues, clear those issues and then allow me to get better rates and better credit, expand my business many times. So thank you business experience.
How does Experian improve your financial awareness?
KENNETH GEORGE WICHMAN: I check the report regularly. It allows me to see what the report is saying, what other people see about my business. And also it helps me see the uh, amounts of balances that are floating around with our different, um, entities and credit cards and our employees that have credit cards to use them. So it's a good place to see a snapshot of your entire company.
Does Experian help you maintain good credit health and gain access to capital?
KENNETH GEORGE WICHMAN: By offering the service, we are able to qualify for better rates and also to look at the snapshot of where you are in time, how things are going. It tracks your history, your credit history, and it tracks also anything going on with your credit that is an ne negative. So those are very important things if you're a business owner.
