Speaker: Tahmar Thomas
Describe your story before hiring a financial coach?
Tahmar Thomas: So basically, my story before hiring a financial coach was very challenging. Um just handling personal finances on my own, ended up picking up a lot of debt. I went about a year without working, so I did my best to um do some freelance work here and there to bring in some money, but it really didn't covers, um definitely didn't cover everything. So literally when a year of not only not working and falling behind on bills and expenses, but I actually got into a lot of debt to help me float, um and just being able to take care of, you know, responsibilities until I ended up finding work a year later.
What made you say "enough", we're going to follow through with financial coaching?
Tahmar Thomas: mm hmm. So what made me say enough and I'm going to, you know, get help from a financial coach. Um, there's just basically overwhelming trying to do it on my own. Um, like I said, you know, after a year of not working and things piling up falling behind credit, starting to get affected, I just decided I needed a coach. Not only was it overwhelming, but they didn't really make the best financial decisions on my own as well. So it was definitely helpful too. You know, be able to get help and support from someone as well as being confident in making better decisions in regards to personal finances.
How has your story changed since working with a financial coach?
Tahmar Thomas: How has my story changed since working with a financial coach has been a total of 3 60 definitely no longer feel overwhelmed or alone, definitely get all the support that I need as well as um you know, sometimes I'm doing personal finance, you worry about people judging you, so I definitely don't feel any judgment, just feel, you know, positive support accountability as well. Um definitely is way more. Um you know, it's just, it's it's actually, you know, semi enjoyable working on finances, just not having to do it alone and having the support of someone like Daniel who's very understanding, very humble and very patient and just super understanding as well, so.
Do you feel like you are in control of your money?
Tahmar Thomas: do I feel like I'm in control of my money. Absolutely. Um Daniel has a certain way that he helps you with um you know, managing your your transactions, um uses a very simple spreadsheet in google sheets and that was pretty straightforward and has actually become a habit to go through his process as far as um logging transactions and planning ahead, which is really, really cool. So definitely, you know on top of the accountability to support using his system doing it very frequently enough to the point where it becomes a habit. Um I definitely feel like I have control now, whereas before I felt like it had zero control over my finances.
What would you tell someone who is hesitant about hiring a financial coach?
Tahmar Thomas: what would I tell someone who's hesitant about hiring a financial coach, just do it. If you're even thinking about doing it, then just go ahead and do it, you won't regret it. Um, definitely one of the best, um you know, if not the best financial decision that I've made in my life just to, you know, work with someone who's been there, done that already has a system that's supportive. So, um, you know, working on finding on finances can be very overwhelming doing it by yourself, especially if you have a lot of debt. So working with a coach, especially someone like Daniel who again, like I said, is very understanding, very humble, doesn't make you feel bad. It holds you accountable without being, you know, too tough on you. Um Yeah, absolutely. Get a financial culture if you're even thinking about it.
